Your Name Is on the Mortgage. But Is It on the Title?
They are not the same thing — and confusing the two can have serious consequences for your rights to your own home. It happens more often than you might expect. A client walks into my office, grieving, stressed, or in the middle of a family dispute, and they say it: “But I’m on the mortgage. […]
What To Do Immediately After Closing On a New Home
Words by: Sarah Bailey (Guest Contributor) You just closed. Keys in hand. Paperwork signed. Maybe there’s a champagne bottle chilling in the fridge, maybe not. Either way, the moment you step over that threshold, you’re no longer a shopper — you’re a homeowner. But before you start hanging curtains or dragging in furniture, there are […]
Should You Add Your Minor to The Title of Your Property?
One of the questions I am asked the most is about adding children to title, and almost always, my answer is a resounding NO. In Florida, adding a minor to the title of your property can have legal and financial implications that you should carefully consider and understand the implications of doing so. While it […]
Homestead and Life Estates… Now What?
In Florida, homestead property is subject to special rules regarding distribution at death. If a person who owns homestead property dies, their surviving spouse may be entitled to a life estate in the property, depending on the circumstances. Under Florida law, if a person who owns homestead property dies and is survived by a spouse, […]
On The Spot: Kameron Senemar, Mortgage Specialist
How did you get started in this business? Some would call it chance, however over time I’ve come to find that may have just been pure luck. I was introduced to a recruiter while in search of a job position in an office environment. I was well presented, and eager to start in a new […]
Now THIS is a Nursing Home!!
It’s not often we get to report good news when it comes to nursing facilities. Most of the time it is a horrible story on poor hygiene or elder abuse, but NOT TODAY! Jean Makesh, CEO of Lantern assisted living facilities, has created a beautiful nursing facility that makes its residents feel “right at home.”Makesh created an environment residents are proud to call their home, even if they don’t remember their own name. Instead of rooms or units, each resident gets a “home” on a quiet little